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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,373 | $150,447-86.5% | $136,298-85.1% | $147,586-86.2% |
| Participation rate | 85.0% | 84.4%+0.6pp | 81.9%+3.1pp | 82.8%+2.2pp |
| Annual return | 20.46% | 1049.15%-1028.7pp | 5156.27%-5135.8pp | 578.59%-558.1pp |
| Employer contribution / active EE | $3,470 | $5,256-34.0% | $4,696-26.1% | $4,876-28.8% |
| Participant deferral / active EE | $6,450 | $6,631-2.7% | $6,247+3.2% | $5,439+18.6% |
| Admin fee / account holder | $1,612 | $10,906-85.2% | $9,244-82.6% | $10,886-85.2% |