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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,174 | $81,476-82.6% | $102,383-86.2% | $80,925-82.5% |
| Participation rate | 92.5% | 66.8%+25.7pp | 74.5%+18.0pp | 67.7%+24.8pp |
| Annual return | 11.13% | 25.59%-14.5pp | 24.94%-13.8pp | 35.65%-24.5pp |
| Employer contribution / active EE | $2,197 | $3,105-29.2% | $3,870-43.2% | $2,756-20.3% |
| Participant deferral / active EE | $4,242 | $3,871+9.6% | $5,060-16.2% | $4,299-1.3% |
| Admin fee / account holder | $2,400 | $6,717-64.3% | $8,391-71.4% | $6,940-65.4% |