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| Provider | Service type | Compensation |
|---|---|---|
WORLD INVESTMENT ADVISORS LLC DBA P1 year Service code 27 · EIN 61-1758632 | Advisory (Plan) | $75,825 |
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $22,067 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,211 | $45,343+328.3% | $150,298+29.2% | $67,986+185.7% |
| Participation rate | 100.0% | 51.9%+48.1pp | 77.8%+22.2pp | 57.2%+42.8pp |
| Annual return | 13.23% | 33.28%-20.0pp | 62.79%-49.6pp | 31.67%-18.4pp |
| Employer contribution / active EE | $9,109 | $1,462+523.1% | $4,154+119.3% | $2,019+351.2% |
| Participant deferral / active EE | $13,081 | $2,055+536.6% | $5,453+139.9% | $3,358+289.5% |
| Admin fee / account holder | $339 | $2,250-84.9% | $14,116-97.6% | $3,203-89.4% |