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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,582 | $124,425-38.5% | $112,040-31.6% | $137,256-44.2% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 8.88% | 24.72%-15.8pp | 24.52%-15.6pp | 220.34%-211.5pp |
| Employer contribution / active EE | $2,505 | $3,411-26.6% | $2,954-15.2% | $4,156-39.7% |
| Participant deferral / active EE | $2,672 | $5,718-53.3% | $5,098-47.6% | $6,407-58.3% |
| Admin fee / account holder | $19,808 | $15,207+30.3% | $12,098+63.7% | $12,270+61.4% |