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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WORLD INVESTMENT ADVISORS, LLC Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $30,043 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,292 |
ALLIANCE BENEFIT GROUP6+ years Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON Service code 13 7908 N SAM HOUSTON PKWY W · HOUSTON, TX 77064 | Contract Administrator | $5,803 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,592 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,126 | $86,938-28.5% | $102,423-39.3% | $80,925-23.2% |
| Participation rate | 67.4% | 72.4%-5.0pp | 76.5%-9.1pp | 67.7%-0.3pp |
| Annual return | 11.17% | 18.89%-7.7pp | 29.42%-18.2pp | 35.65%-24.5pp |
| Employer contribution / active EE | $3,081 | $2,369+30.0% | $3,023+1.9% | $2,756+11.8% |
| Participant deferral / active EE | $4,835 | $4,120+17.3% | $5,054-4.3% | $4,299+12.5% |
| Admin fee / account holder | $475 | $8,053-94.1% | $9,455-95.0% | $6,940-93.2% |