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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,743 | $48,267-57.0% | $68,808-69.9% | $68,486-69.7% |
| Participation rate | 95.5% | 60.7%+34.8pp | 69.0%+26.4pp | 67.9%+27.6pp |
| Annual return | -20.08% | -12.70%-7.4pp | -6.37%-13.7pp | -7.85%-12.2pp |
| Employer contribution / active EE | $1,774 | $1,829-3.0% | $2,656-33.2% | $2,597-31.7% |
| Participant deferral / active EE | $3,830 | $2,867+33.6% | $3,942-2.8% | $4,028-4.9% |
| Admin fee / account holder | $780 | $4,362-82.1% | $4,936-84.2% | $5,404-85.6% |