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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,301 | $91,037-88.7% | $71,671-85.6% | $147,586-93.0% |
| Participation rate | 87.0% | 76.1%+10.8pp | 68.7%+18.2pp | 82.8%+4.1pp |
| Annual return | 22.18% | 20.48%+1.7pp | 20.65%+1.5pp | 578.59%-556.4pp |
| Employer contribution / active EE | $1,555 | $3,327-53.3% | $2,460-36.8% | $4,876-68.1% |
| Participant deferral / active EE | $2,727 | $4,498-39.4% | $3,438-20.7% | $5,439-49.9% |
| Admin fee / account holder | $490 | $8,613-94.3% | $5,558-91.2% | $10,886-95.5% |