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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,286 | $100,203+73.9% | $85,240+104.5% | $145,897+19.5% |
| Participation rate | 9.5% | 74.1%-64.6pp | 67.5%-58.0pp | 80.3%-70.8pp |
| Annual return | 14.70% | 84.28%-69.6pp | 66.75%-52.1pp | 552.29%-537.6pp |
| Employer contribution / active EE | $290 | $3,242-91.0% | $2,735-89.4% | $4,663-93.8% |
| Participant deferral / active EE | $1,186 | $5,299-77.6% | $4,527-73.8% | $6,689-82.3% |
| Admin fee / account holder | $30 | $7,265-99.6% | $6,165-99.5% | $13,390-99.8% |