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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,199 | $81,476-34.7% | $102,383-48.0% | $80,925-34.3% |
| Participation rate | 87.7% | 66.8%+20.8pp | 74.5%+13.1pp | 67.7%+20.0pp |
| Annual return | 12.56% | 25.59%-13.0pp | 24.94%-12.4pp | 35.65%-23.1pp |
| Employer contribution / active EE | $674 | $3,105-78.3% | $3,870-82.6% | $2,756-75.6% |
| Participant deferral / active EE | $3,622 | $3,871-6.4% | $5,060-28.4% | $4,299-15.7% |
| Admin fee / account holder | $780 | $6,717-88.4% | $8,391-90.7% | $6,940-88.8% |