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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,456 | $64,719-40.6% | $112,249-65.7% | $68,486-43.8% |
| Participation rate | 78.5% | 67.2%+11.3pp | 75.1%+3.4pp | 67.9%+10.6pp |
| Annual return | -16.70% | -11.40%-5.3pp | 27.48%-44.2pp | -7.85%-8.8pp |
| Employer contribution / active EE | $551 | $2,747-79.9% | $3,636-84.8% | $2,597-78.8% |
| Participant deferral / active EE | $2,987 | $3,565-16.2% | $4,729-36.8% | $4,028-25.8% |
| Admin fee / account holder | $848 | $5,232-83.8% | $6,412-86.8% | $5,404-84.3% |