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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $164,529 |
GOLDMAN SACHS6+ years Filed as: UNITED CAPITAL FINANCIAL ADVISERS Service code 26 · EIN 27-0493248 620 NEWPORT CENTER DRIVE · NEWPORT BEACH, FL 92660 | Advisory (Participants) | $100,963 |
PENSION ASSURANCE LLP6+ years Filed as: THE PENSION STUDIO Service code 15 · EIN 54-2154380 2201 TIMBERLOCH PLACE · THE WOODLANDS, TX 77380 | Recordkeeping | $7,995 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,219 | $99,957+166.3% | $149,715+77.8% | $73,493+262.2% |
| Participation rate | 100.0% | 75.7%+24.3pp | 82.5%+17.5pp | 70.7%+29.3pp |
| Annual return | 13.97% | 53.87%-39.9pp | 276.66%-262.7pp | 28.51%-14.5pp |
| Employer contribution / active EE | $9,800 | $3,191+207.1% | $4,645+111.0% | $2,270+331.7% |
| Participant deferral / active EE | $12,100 | $6,073+99.3% | $6,842+76.9% | $3,740+223.6% |
| Admin fee / account holder | $646 | $551+17.3% | $9,310-93.1% | $513+25.9% |