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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,522 | $98,766-68.1% | $149,730-78.9% | $79,852-60.5% |
| Participation rate | 90.3% | 75.8%+14.5pp | 82.5%+7.8pp | 69.6%+20.7pp |
| Annual return | 27.08% | 27.43%-0.3pp | 276.70%-249.6pp | 31.72%-4.6pp |
| Employer contribution / active EE | $6,715 | $3,217+108.7% | $4,645+44.5% | $2,471+171.7% |
| Participant deferral / active EE | $7,455 | $5,681+31.2% | $6,843+8.9% | $3,740+99.3% |
| Admin fee / account holder | $696 | $6,052-88.5% | $9,310-92.5% | $5,306-86.9% |