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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,114 | $102,382-42.3% | $147,005-59.8% | $80,874-26.9% |
| Participation rate | 84.4% | 75.8%+8.6pp | 82.2%+2.3pp | 67.6%+16.8pp |
| Annual return | 23.34% | 134.89%-111.6pp | 418.76%-395.4pp | 35.62%-12.3pp |
| Employer contribution / active EE | $3,677 | $3,715-1.0% | $4,934-25.5% | $2,756+33.5% |
| Participant deferral / active EE | $11,297 | $6,646+70.0% | $8,070+40.0% | $4,297+162.9% |
| Admin fee / account holder | $3,562 | $7,942-55.1% | $13,006-72.6% | $6,935-48.6% |