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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,020 | $82,678-61.3% | $125,391-74.5% | $68,490-53.2% |
| Participation rate | 81.0% | 75.1%+5.9pp | 82.4%-1.4pp | 67.9%+13.1pp |
| Annual return | -20.33% | -5.97%-14.4pp | 572.41%-592.7pp | -7.85%-12.5pp |
| Employer contribution / active EE | $2,980 | $3,382-11.9% | $4,816-38.1% | $2,597+14.8% |
| Participant deferral / active EE | $6,488 | $6,111+6.2% | $7,448-12.9% | $4,028+61.1% |
| Admin fee / account holder | $1,203 | $6,277-80.8% | $10,009-88.0% | $5,403-77.7% |