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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,010 | $133,981-74.6% | $112,249-69.7% | $134,532-74.7% |
| Participation rate | 77.3% | 78.6%-1.3pp | 75.1%+2.2pp | 81.2%-4.0pp |
| Annual return | -20.80% | 47.16%-68.0pp | 27.48%-48.3pp | 418.27%-439.1pp |
| Employer contribution / active EE | $2,034 | $4,040-49.7% | $3,636-44.1% | $4,741-57.1% |
| Participant deferral / active EE | $5,335 | $5,292+0.8% | $4,729+12.8% | $6,401-16.7% |
| Admin fee / account holder | $2,229 | $7,492-70.2% | $6,412-65.2% | $11,429-80.5% |