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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,260 | $65,364-72.1% | $92,909-80.3% | $72,975-75.0% |
| Participation rate | 75.0% | 68.3%+6.7pp | 76.0%-1.0pp | 69.5%+5.5pp |
| Annual return | 27.64% | 42.11%-14.5pp | 109.44%-81.8pp | 81.01%-53.4pp |
| Employer contribution / active EE | $2,094 | $2,594-19.3% | $3,653-42.7% | $2,440-14.2% |
| Participant deferral / active EE | $5,212 | $3,128+66.6% | $4,238+23.0% | $3,608+44.5% |
| Admin fee / account holder | $2,273 | $4,251-46.5% | $5,795-60.8% | $5,124-55.6% |