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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,744 | $95,979-82.6% | $74,551-77.5% | $135,380-87.6% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -23.60% | 56.97%-80.6pp | 32.53%-56.1pp | 519.81%-543.4pp |
| Employer contribution / active EE | $1,526 | $2,716-43.8% | $1,961-22.2% | $4,779-68.1% |
| Participant deferral / active EE | $5,998 | $3,844+56.0% | $3,108+93.0% | $5,609+6.9% |
| Admin fee / account holder | $92 | $6,522-98.6% | $5,059-98.2% | $10,828-99.2% |