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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,121 | $118,875-42.7% | $96,572-29.5% | $167,553-59.3% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 16.07% | 50.50%-34.4pp | 37.79%-21.7pp | 478.89%-462.8pp |
| Employer contribution / active EE | $1,824 | $3,121-41.6% | $2,357-22.6% | $4,840-62.3% |
| Participant deferral / active EE | $8,677 | $4,617+87.9% | $3,850+125.4% | $6,343+36.8% |
| Admin fee / account holder | $5,391 | $8,070-33.2% | $6,183-12.8% | $12,316-56.2% |