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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,244 | $104,953+199.4% | $84,637+271.3% | $152,909+105.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 10.49% | 373.94%-363.5pp | 258.82%-248.3pp | 345.46%-335.0pp |
| Employer contribution / active EE | $5,120 | $3,304+55.0% | $2,653+93.0% | $4,764+7.5% |
| Participant deferral / active EE | $9,320 | $4,691+98.7% | $3,900+139.0% | $5,851+59.3% |
| Admin fee / account holder | $10,208 | $6,244+63.5% | $4,914+107.7% | $11,601-12.0% |