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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,239 | $211,946+68.6% | $169,452+110.8% | $135,380+163.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 7.48% | 3.26%+4.2pp | 1.83%+5.6pp | 519.81%-512.3pp |
| Employer contribution / active EE | $6,219 | $5,117+21.5% | $4,157+49.6% | $4,779+30.1% |
| Participant deferral / active EE | $1,768 | $6,075-70.9% | $5,277-66.5% | $5,609-68.5% |
| Admin fee / account holder | $15,681 | $11,472+36.7% | $9,110+72.1% | $10,828+44.8% |