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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,595 | $162,821-60.3% | $133,978-51.8% | $158,982-59.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 17.70% | 41.95%-24.2pp | 45.10%-27.4pp | 302.99%-285.3pp |
| Employer contribution / active EE | $15,329 | $4,976+208.0% | $3,919+291.1% | $4,763+221.8% |
| Participant deferral / active EE | $16,142 | $5,910+173.1% | $5,047+219.8% | $5,983+169.8% |
| Admin fee / account holder | $482 | $11,742-95.9% | $8,930-94.6% | $11,252-95.7% |