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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,763 | $154,209-1.6% | $130,062+16.7% | $139,487+8.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.72% | 32.52%-17.8pp | -137.37%+152.1pp | 373.84%-359.1pp |
| Employer contribution / active EE | $7,185 | $5,292+35.8% | $4,322+66.2% | $4,755+51.1% |
| Participant deferral / active EE | $16,083 | $6,709+139.7% | $5,821+176.3% | $6,713+139.6% |
| Admin fee / account holder | $1,329 | $13,988-90.5% | $10,601-87.5% | $11,407-88.4% |