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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,562 | $135,956+149.0% | $123,894+173.3% | $273,972+23.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.85% | 56.63%-48.8pp | 47.52%-39.7pp | 41.46%-33.6pp |
| Employer contribution / active EE | $6,305 | $5,170+22.0% | $4,617+36.6% | $4,869+29.5% |
| Participant deferral / active EE | $6,411 | $6,343+1.1% | $5,984+7.1% | $5,287+21.3% |
| Admin fee / account holder | $977 | $9,817-90.1% | $8,357-88.3% | $10,133-90.4% |