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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,787 | $127,385+137.7% | $115,037+163.2% | $125,392+141.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.31% | 31.28%-33.6pp | 26.14%-28.5pp | 282.23%-284.5pp |
| Employer contribution / active EE | $6,215 | $5,166+20.3% | $4,608+34.9% | $4,866+27.7% |
| Participant deferral / active EE | $7,030 | $6,423+9.5% | $6,026+16.7% | $5,351+31.4% |
| Admin fee / account holder | $780 | $9,516-91.8% | $8,175-90.5% | $9,541-91.8% |