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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,015 | $157,304+1.7% | $141,197+13.3% | $152,909+4.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.55% | 64.34%-43.8pp | 71.41%-50.9pp | 345.46%-324.9pp |
| Employer contribution / active EE | $15,060 | $5,263+186.2% | $4,736+218.0% | $4,764+216.1% |
| Participant deferral / active EE | $14,250 | $7,111+100.4% | $6,710+112.4% | $5,851+143.5% |
| Admin fee / account holder | $943 | $12,126-92.2% | $10,265-90.8% | $11,601-91.9% |