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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,545 | $135,956-54.7% | $123,894-50.3% | $273,972-77.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 15.21% | 56.63%-41.4pp | 47.52%-32.3pp | 41.46%-26.2pp |
| Employer contribution / active EE | $13,694 | $5,170+164.9% | $4,617+196.6% | $4,869+181.3% |
| Participant deferral / active EE | $17,625 | $6,343+177.9% | $5,984+194.5% | $5,287+233.4% |
| Admin fee / account holder | $431 | $9,817-95.6% | $8,357-94.8% | $10,133-95.7% |