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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,607 | $117,846+195.8% | $102,434+240.3% | $145,884+139.0% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 16.01% | 31.90%-15.9pp | 29.46%-13.4pp | 551.85%-535.8pp |
| Employer contribution / active EE | $5,817 | $3,615+60.9% | $3,023+92.4% | $4,662+24.8% |
| Participant deferral / active EE | $12,866 | $5,733+124.4% | $5,055+154.5% | $6,690+92.3% |
| Admin fee / account holder | $13,719 | $13,356+2.7% | $9,462+45.0% | $13,392+2.4% |