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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,807 | $110,286+159.2% | $96,569+196.0% | $139,427+105.0% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 18.96% | 26.39%-7.4pp | 25.87%-6.9pp | 373.27%-354.3pp |
| Employer contribution / active EE | $5,587 | $3,619+54.4% | $2,965+88.4% | $4,752+17.6% |
| Participant deferral / active EE | $14,310 | $5,546+158.0% | $4,851+195.0% | $6,711+113.2% |
| Admin fee / account holder | $12,064 | $11,592+4.1% | $8,251+46.2% | $11,404+5.8% |