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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,917 | $138,078-55.2% | $125,363-50.6% | $134,509-54.0% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -14.59% | 750.49%-765.1pp | 572.15%-586.7pp | 418.13%-432.7pp |
| Employer contribution / active EE | $3,796 | $5,245-27.6% | $4,815-21.2% | $4,741-19.9% |
| Participant deferral / active EE | $9,535 | $7,800+22.2% | $7,447+28.0% | $6,400+49.0% |
| Admin fee / account holder | $1,014 | $11,566-91.2% | $10,005-89.9% | $11,427-91.1% |