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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,916 | $138,075-81.2% | $123,552-79.0% | $135,379-80.9% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | 25.96% | 153.70%-127.7pp | 119.20%-93.2pp | 519.79%-493.8pp |
| Employer contribution / active EE | $2,855 | $5,152-44.6% | $4,628-38.3% | $4,779-40.2% |
| Participant deferral / active EE | $5,475 | $6,800-19.5% | $6,426-14.8% | $5,609-2.4% |
| Admin fee / account holder | $978 | $10,917-91.0% | $9,285-89.5% | $10,828-91.0% |