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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,055 | $86,949-29.8% | $102,460-40.4% | $80,959-24.6% |
| Participation rate | 96.3% | 72.4%+23.9pp | 76.5%+19.8pp | 67.7%+28.6pp |
| Annual return | 232.20% | 18.89%+213.3pp | 29.47%+202.7pp | 35.67%+196.5pp |
| Employer contribution / active EE | $2,630 | $2,370+11.0% | $3,025-13.1% | $2,757-4.6% |
| Participant deferral / active EE | $7,045 | $4,121+70.9% | $5,056+39.3% | $4,300+63.8% |
| Admin fee / account holder | $10,547 | $8,048+31.1% | $9,460+11.5% | $6,925+52.3% |