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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,491 | $102,382-6.7% | $147,005-35.0% | $80,874+18.1% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.2%-2.2pp | 67.6%+12.4pp |
| Annual return | 22.77% | 134.89%-112.1pp | 418.76%-396.0pp | 35.62%-12.8pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $16,901 | $6,646+154.3% | $8,070+109.4% | $4,297+293.3% |
| Admin fee / account holder | $9,403 | $7,942+18.4% | $13,006-27.7% | $6,935+35.6% |