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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,271 | $100,911-25.4% | $90,440-16.8% | $158,966-52.6% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 15.60% | 1726.62%-1711.0pp | 1294.38%-1278.8pp | 302.95%-287.3pp |
| Employer contribution / active EE | $603 | $3,690-83.7% | $3,263-81.5% | $4,762-87.3% |
| Participant deferral / active EE | $1,068 | $4,348-75.4% | $3,964-73.1% | $5,983-82.1% |
| Admin fee / account holder | $78 | $6,507-98.8% | $5,615-98.6% | $11,250-99.3% |