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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,271 | $100,895-25.4% | $90,430-16.8% | $158,950-52.6% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 15.60% | 1725.54%-1709.9pp | 1293.73%-1278.1pp | 302.91%-287.3pp |
| Employer contribution / active EE | $603 | $3,689-83.7% | $3,262-81.5% | $4,762-87.3% |
| Participant deferral / active EE | $1,068 | $4,347-75.4% | $3,963-73.0% | $5,983-82.1% |
| Admin fee / account holder | $78 | $6,505-98.8% | $5,613-98.6% | $11,248-99.3% |