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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,047 | $103,008-38.8% | $90,304-30.2% | $152,897-58.8% |
| Participation rate | 54.5% | 75.9%-21.3pp | 73.3%-18.7pp | 82.5%-27.9pp |
| Annual return | 16.75% | 95.22%-78.5pp | 78.13%-61.4pp | 345.43%-328.7pp |
| Employer contribution / active EE | $530 | $3,139-83.1% | $2,855-81.4% | $4,764-88.9% |
| Participant deferral / active EE | $1,018 | $4,281-76.2% | $3,885-73.8% | $5,851-82.6% |
| Admin fee / account holder | $3,687 | $6,175-40.3% | $5,354-31.1% | $11,599-68.2% |