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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,243 | $89,367-24.8% | $141,191-52.4% | $72,975-7.9% |
| Participation rate | 30.0% | 75.1%-45.1pp | 82.5%-52.5pp | 69.5%-39.5pp |
| Annual return | 23.11% | 111.87%-88.8pp | 71.41%-48.3pp | 81.01%-57.9pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,091 | $5,419-43.0% | $6,710-53.9% | $3,608-14.3% |
| Admin fee / account holder | $852 | $5,957-85.7% | $10,264-91.7% | $5,124-83.4% |