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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,919 | $85,766-31.3% | $136,298-56.8% | $70,126-16.0% |
| Participation rate | 65.7% | 74.2%-8.4pp | 81.9%-16.2pp | 69.5%-3.8pp |
| Annual return | 24.22% | 31.46%-7.2pp | 5156.27%-5132.0pp | 73.15%-48.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,182 | $5,051-37.0% | $6,247-49.1% | $3,332-4.5% |
| Admin fee / account holder | $9,726 | $5,421+79.4% | $9,244+5.2% | $4,645+109.4% |