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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,220 | $102,393-29.5% | $147,041-50.9% | $80,911-10.7% |
| Participation rate | 94.3% | 75.9%+18.5pp | 82.2%+12.1pp | 67.6%+26.7pp |
| Annual return | 14.90% | 134.95%-120.0pp | 419.21%-404.3pp | 35.63%-20.7pp |
| Employer contribution / active EE | $2,606 | $3,715-29.8% | $4,935-47.2% | $2,756-5.4% |
| Participant deferral / active EE | $2,451 | $6,647-63.1% | $8,071-69.6% | $4,297-43.0% |
| Admin fee / account holder | $5,908 | $7,943-25.6% | $13,006-54.6% | $6,935-14.8% |