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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,206 | $84,493-34.7% | $125,381-56.0% | $66,938-17.5% |
| Participation rate | 85.3% | 76.4%+8.9pp | 82.4%+2.9pp | 69.8%+15.5pp |
| Annual return | -17.39% | -8.49%-8.9pp | 572.31%-589.7pp | 1.58%-19.0pp |
| Employer contribution / active EE | $2,413 | $3,554-32.1% | $4,815-49.9% | $2,545-5.2% |
| Participant deferral / active EE | $2,683 | $6,783-60.5% | $7,448-64.0% | $4,238-36.7% |
| Admin fee / account holder | $4,607 | $685+572.6% | $10,007-54.0% | $594+676.3% |