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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,293 | $124,175+354.4% | $108,405+420.5% | $167,536+236.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 3.10% | 1380.13%-1377.0pp | 905.55%-902.5pp | 478.82%-475.7pp |
| Employer contribution / active EE | $16,613 | $4,188+296.7% | $3,559+366.8% | $4,839+243.3% |
| Participant deferral / active EE | $18,499 | $6,908+167.8% | $6,563+181.9% | $6,342+191.7% |
| Admin fee / account holder | $2,234 | $9,457-76.4% | $7,297-69.4% | $12,315-81.9% |