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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,270 | $108,897+55.4% | $100,378+68.6% | $145,877+16.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.05% | 58.17%-44.1pp | 49.41%-35.4pp | 551.28%-537.2pp |
| Employer contribution / active EE | $14,604 | $4,420+230.4% | $3,942+270.5% | $4,663+213.2% |
| Participant deferral / active EE | $8,626 | $8,455+2.0% | $8,087+6.7% | $6,691+28.9% |
| Admin fee / account holder | $1,270 | $9,690-86.9% | $7,899-83.9% | $13,402-90.5% |