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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,256 | $138,070+212.3% | $123,549+249.1% | $135,377+218.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.81% | 153.69%-164.5pp | 119.20%-130.0pp | 519.75%-530.6pp |
| Employer contribution / active EE | $26,646 | $5,152+417.2% | $4,628+475.8% | $4,779+457.6% |
| Participant deferral / active EE | $22,078 | $6,799+224.7% | $6,426+243.6% | $5,609+293.6% |
| Admin fee / account holder | $14,081 | $10,916+29.0% | $9,284+51.7% | $10,828+30.0% |