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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,800 | $150,447+197.6% | $136,298+228.5% | $147,586+203.4% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 15.43% | 1049.15%-1033.7pp | 5156.27%-5140.8pp | 578.59%-563.2pp |
| Employer contribution / active EE | $23,333 | $5,256+343.9% | $4,696+396.9% | $4,876+378.5% |
| Participant deferral / active EE | $14,000 | $6,631+111.1% | $6,247+124.1% | $5,439+157.4% |
| Admin fee / account holder | $29 | $10,906-99.7% | $9,244-99.7% | $10,886-99.7% |