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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,281 | $159,934-79.2% | $147,005-77.4% | $145,959-77.2% |
| Participation rate | 53.3% | 84.0%-30.7pp | 82.2%-28.8pp | 80.3%-27.0pp |
| Annual return | 12.99% | 98.24%-85.3pp | 418.76%-405.8pp | 561.95%-549.0pp |
| Employer contribution / active EE | $1,556 | $5,287-70.6% | $4,934-68.5% | $4,661-66.6% |
| Participant deferral / active EE | $3,858 | $8,427-54.2% | $8,070-52.2% | $6,689-42.3% |
| Admin fee / account holder | $11,586 | $15,053-23.0% | $13,006-10.9% | $13,398-13.5% |