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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,997 | $78,672-59.3% | $109,163-70.7% | $85,856-62.7% |
| Participation rate | 42.9% | 68.3%-25.4pp | 75.9%-33.0pp | 69.3%-26.5pp |
| Annual return | 14.09% | 25.09%-11.0pp | 25.75%-11.7pp | 318.58%-304.5pp |
| Employer contribution / active EE | $981 | $2,734-64.1% | $3,723-73.7% | $2,565-61.8% |
| Participant deferral / active EE | $1,990 | $3,467-42.6% | $4,654-57.2% | $3,952-49.6% |
| Admin fee / account holder | $542 | $5,470-90.1% | $6,754-92.0% | $6,261-91.3% |