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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,356 | $65,364-65.8% | $92,909-75.9% | $72,975-69.4% |
| Participation rate | 37.5% | 68.3%-30.8pp | 76.0%-38.5pp | 69.5%-32.0pp |
| Annual return | 20.21% | 42.11%-21.9pp | 109.44%-89.2pp | 81.01%-60.8pp |
| Employer contribution / active EE | $664 | $2,594-74.4% | $3,653-81.8% | $2,440-72.8% |
| Participant deferral / active EE | $1,047 | $3,128-66.5% | $4,238-75.3% | $3,608-71.0% |
| Admin fee / account holder | $110 | $4,251-97.4% | $5,795-98.1% | $5,124-97.9% |