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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,478 | $81,262-29.3% | $155,602-63.1% | $80,911-29.0% |
| Participation rate | 65.8% | 66.2%-0.4pp | 78.2%-12.4pp | 67.6%-1.9pp |
| Annual return | 13.59% | 33.34%-19.8pp | 64.81%-51.2pp | 35.63%-22.0pp |
| Employer contribution / active EE | $1,869 | $3,102-39.8% | $4,675-60.0% | $2,756-32.2% |
| Participant deferral / active EE | $3,957 | $3,451+14.6% | $5,629-29.7% | $4,297-7.9% |
| Admin fee / account holder | $3,014 | $7,992-62.3% | $15,923-81.1% | $6,935-56.5% |