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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,869 | $175,231-67.5% | $149,696-62.0% | $139,466-59.2% |
| Participation rate | 12.5% | 83.4%-70.9pp | 78.8%-66.3pp | 80.3%-67.8pp |
| Annual return | 18.20% | 166.77%-148.6pp | 134.46%-116.3pp | 373.66%-355.5pp |
| Employer contribution / active EE | $3,716 | $5,478-32.2% | $4,821-22.9% | $4,754-21.8% |
| Participant deferral / active EE | $7,659 | $6,521+17.5% | $5,682+34.8% | $6,712+14.1% |
| Admin fee / account holder | $6,134 | $16,155-62.0% | $13,212-53.6% | $11,409-46.2% |