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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,039 | $73,848-55.3% | $143,799-77.0% | $68,486-51.8% |
| Participation rate | 74.4% | 66.7%+7.7pp | 80.3%-6.0pp | 67.9%+6.5pp |
| Annual return | -20.48% | 0.91%-21.4pp | -0.04%-20.4pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,853 | $3,184-10.4% | $4,952-42.4% | $2,597+9.9% |
| Participant deferral / active EE | $4,641 | $3,385+37.1% | $5,638-17.7% | $4,028+15.2% |
| Admin fee / account holder | $1,400 | $5,755-75.7% | $14,677-90.5% | $5,404-74.1% |