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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,927 | $100,868+165.6% | $90,414+196.3% | $158,931+68.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -0.10% | 1724.58%-1724.7pp | 1293.19%-1293.3pp | 302.86%-303.0pp |
| Employer contribution / active EE | $11,447 | $3,689+210.3% | $3,262+250.9% | $4,761+140.4% |
| Participant deferral / active EE | $6,103 | $4,348+40.4% | $3,963+54.0% | $5,982+2.0% |
| Admin fee / account holder | $1,802 | $6,502-72.3% | $5,611-67.9% | $11,247-84.0% |