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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,835 | $84,685+87.6% | $73,836+115.1% | $125,389+26.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 35.54% | 3123.80%-3088.3pp | 2268.06%-2232.5pp | 282.24%-246.7pp |
| Employer contribution / active EE | $12,693 | $3,123+306.4% | $2,787+355.4% | $4,866+160.9% |
| Participant deferral / active EE | $3,727 | $3,993-6.7% | $3,583+4.0% | $5,352-30.4% |
| Admin fee / account holder | $362 | $5,694-93.6% | $4,882-92.6% | $9,541-96.2% |